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Multiple-peril insurance : ウィキペディア英語版 | Multiple-peril insurance Multiple-peril insurance coverage is a kind of insurance that bundles together multiple coverages that typically would be needed with each other. Typically the package may include coverage for business crime, business automobile, boiler and machinery, marine, or farm. The benefits to purchasing multiple-peril insurance coverage include lower overall premium costs for the insured because of the benefits that the insured receives on the basis of an all-in-one type package, as well as broader coverage for losses that typically occur together, like flood damage to an insured’s basement and wind damage to an insured’s roof. == Commercial multiple-peril insurance coverage ==
The term multiple-peril coverage is rarely used in commercial insurance. Rather, most insurance companies offer package plans like a Business Owners Policy (BOP) which covers a variety of risks that face a typical small business. However, multiple-peril coverage is a broader, more inclusive term that includes coverage combinations like business automobile, which is a single category of coverage, but actually qualifies as multiple-peril coverage〔 as it may provide indemnification for the perils of liability, physical damage (property), and medical payments.
抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)』 ■ウィキペディアで「Multiple-peril insurance」の詳細全文を読む
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